In its first 25 years BRAC (led by Sir Fazle) became arguably the most excitingand open benchmark of how to build banking and education and health amongst 50 million villagers starting with nothing ; then mobile preferential opition poor partnerships emerged as the greatest innovations - eg 

Uniting worlds most valuable brands = millennials best for the world lives -



7 Wonders for sustainability goals youth to trust BRAC as most valuable partner in their worldwide future of life and livelihoods on planet earth


Half of the world is under 30- we suggest that their parents and teachers should demand joyful curiosity about BRAC's 7 wonders  


Official webs

... fan webs 



The seeds of BRAC were planted in the efforts of Sir Fazle and friends to assist families affected by the Brola cyclone in 1970. BRAC was then officially established after independence, supporting refugees to rebuild their lives. At a critical early juncture , we abandoned our focus on relief and adopted a longer-term objective of development, opting to work side by side with community members for decades to come.

We do not ignore emergencies and their impact on people living in poverty. We build community preparedness and grassroots platforms that activate in natural disasters to minimize damage and to channel relief. Our goal is to help households bounce back better.

Better often means changes such as stronger infrastructure or new livelihoods for families that depend on agriculture, for example, and are therefore increasingly vulnerable to climate change.

As Bangladesh urbanizes, we have expanded our focus to include manmade disasters like fires and building collapses, most recently Rana Plaza in 2013.

Massive natural disasters internationally have triggered us to expand into new countries  like Haiti and Nepal to support national recovery the way we did in Bangladesh so many years ago //

BRAC 2 Healthy Lives and healthy futures

Doctors and hospitals were scarce in Bangladesh’s early days. We created an army of community-based entrepreneurs to bring medicine to every doorstep. Over time, the army became all female, challenging social norms and enabling women to access important products and information

We challenged the global health community by putting the life saving treatment for diarrheal disease in the “unqualified” hands of mothers, and generated evidence that they could use it effectively. We created a community-based tuberculosis control model, expanding over time to become the government’s largest partner in combating the disease.

The growing numbers of people living in poverty in urban areas face serios health risks, including maternal and infant mortality. Our network of healthcare entrepreneurs continues to ensure that women can access care safely, quickly, and with dignity.

Recent breakthroughs in cognitive science have shown that focusing on early childhood development has transformative effects over a lifetime. Pilot programmes are putting this research into action at the grassroots level


The primary challenge of healthcare now is less about access and more about quality. We  are building financial tools to continuously ensure more people can access services that meet their evolving health needs.



We started by teaching basic literacy to adults, then realised we needed to start from the start.  We changed lour nor-formal primary schools as “second chances’ for people living in poverty especially girls. Our pedagogy focused on joyful learning, incorporating the best practices from around the world.

As students graduated from our schools. We felt a need for creative ways to continue learning beyond the classroom. Libraries offered reading materials, and adolescent clubs created safe spaces and opportunities to teach life skills.

Our focus moved towards quality, with universal access towards education in sight, through strategies such as teacher training and increased use of technology. We proactively recruited students with special needs and expanded our curriculum into multiple ethnic languages to ensure that our schools were successful to all children. 

Our ultiimate goal is to build a nation, and for that we need leaders. That is where our focus is now – creating opportunities for youth to take responsibilities in programmes, as mentors, and as teachers themselves. Our university creates even more opportunities to contribute on a global scale. 

 BRAC 4 Financial Inclusion

We started by bringing people living in poverty together. We quickly learnt that what they needed most urgently was access to economic opportunities and financial services. 

We brought women together into villag organizations to organize credit and savings arrangements, and then used these meetings as a platform by delivering a wider range of services.

Over time, we expanded our reach to unserved populations, such as the “missing middle” (enterprises that were too large for the loans offered by microfinance but excluded from commercial banks) and a comprehensive grants based programme for people living with poverty, who could not benefit from microfinance.

 We are now building a broader set of financial products, including insurance and pensions, and leveraging the growing ownership of mobile phones to use digital channels for financial services.



BRAC 5 Market Solutions for the Poor

A fundamental driver is a lack of power – at the individual, household and community level alike... Power dynamics need to change in order for people living in poverty to realize their potential , and they only change when people do it themselves.

We promoted consciousness raising and empowerment from our earliest interactions with communities, inspired by teachings on social movements. We underestimated the complexity of power dynamics though and learned the hard way that we needed to create new organisations, where women could come together in solidarity. These community action groups became important social platforms; for example, supporting health workers who faced harassment for their services.

We widened our work over time to help people living in poverty to participate in formal government structures and leverage public services. We also increased our engagement with public official and village leaders to build wider support for women’s empowerment. These discussions have risen to the national level, where we advocate policies that support gender equality and human rights. Internally we have worked to build a female-friendly work environment and actively strive to recruit women.

Gender equality remains one of the greatest unfinished works of our generation, and an area in which we have to continue changing power dynamics. We still see that child marriage is the norm, sexual violence is pervasive, and women are under-represented in the workforce.


BRAC 6 Changing Power Dynamics

As we began to provide financial services to people living in poverty, we noticed that many rural communities did not have access to markets

We started building value chains, connecting thousands of farmers and artisans to national markets. We focused on silk, poultry, clothing and retail, in many cases the viability of new sectors in Bangladesh. The successful scaling up of one value chain often spawned new livelihood opportunities, from poultry vaccinations to artificial insemination for dairy cows.

Entrepreneurship is also a long standing part of our development approach. Over time we have built a national cadre  of local change agents, usually women, who receive training and support from us, but are paid for their services by their neighbours. These grassroots entrepreneurs distribute a wide variety of products and services, from sanitary napkins to high quality seeds.

As local and global labor markets offer new opportunities. We are supporting migrants to seek and finance work abroad safely,  and equip youth with in-demand skills 


By 2002 we had over 30 years experience of piloting and perfecting programs, and scaling them to reach millions. The time had come to bring what we had learnt in Bangladesh to the rest of the world.

Relief and rehabilitation were immediate needs after war and natural disasters plunged millions into poverty in Afghanistan and Sri Lanka. We focused on peace and building stability through jobs, education and financial inclusion, continuing to put girls and women at the centre of opportunities.

We expanded into Africa four years later, starting development programs in Tanzania and Uganda. We continued to pilot, perfect and scale rapidly never losing focus on contextualising every opportunity created

Opening now in 12 countries gives us a rich knowledge base to further our work in Bangladesh, while providing us with a global network in which to pilot new solutions for the world’s problems. In 2016, we create opportunities for one in every people in the world. 





WHY -BE-me21

Who Do You Value Most in the World? Jim Kim's 2030now invitation to millennials 

We second World Bank Jim Kim's proposal that until 2030 the 2 massive collaboration networks to value most are:

  • The millions of village mothers (eg 15 million in Bangladesh) who showed how to network the race to end poverty
  • 25-35 year old professionals where they are the most connected, educated and caring class our human race has ever joyfully parented 
So which are the top 10 job creating cases of deep human endeavour that all young professionals can value knowing how to action network first? The story of the new nation  Bangladesh's first 40 years  1971-2010 deserves to be honored as an open educational curriculum -it has clues to job creation and community sustainability wherever people are communally freed to joyfully collaborate in productive life and livelihoods.

This website is about case number 1 - how Bangladesh led the worldwide collaborations towards ending poverty. More than 10000 youth, 12 Bangladesh visits, 7 years of observation is condensed below  -but we need help.  Where you see errors or missing details please tell us mentioning what link to you we shopuld publish once we have verified your addition to this case 

We define village to be somewhere with no infastructure - no electricity, no running water nor sewerage systems, no roads, until opportunities to digital leapfrom began in 1996 no telephones. The new nation of Bangladesh drew one of the shortest straws of independence ; in 1946 when the Brits left India they also left a second nation of west and east pakistan. Apart fom mainly being populated by Muslims, there were no commonalities- geographically or businesswise, but West Pakistan ruled the whole until Bangladesh won its war of independence (1971) but at the cost of being the poorest 100 million beings on earth. The government was so poorly resourced that it focused on the cities. This turned out to be fortunate in that it planted Beyond-Aid conditions for the most miraculous of privatisations networked BY and FOR what grew to be 15 million poorest village mothers by 2010. They had the good fortune to be linkedin by the 2 most remarkable job-creating entrepreneurs (and open society leadership teams) the 20th Cdeveloping world has seen. This web is mainly about the networks linked in by Sir Falze Abed and BRAC; our second case tries to help milennials understand Muhammad Yunus' networks; our 3rd case starts to review the digital age ; our fourth cases aims to value the most remarkable digital connections of women empowerment and is currently located at


You Can Hear Me Now - : How Microloans and Cell Phones are Connecting the World's Poor to the Global Economy [Nicholas P. Sullivan]..

3:37 TheGreenChildren

Filmed entirely in rural villages of Bangladesh, this video features women borrowers


Are You Ready to Take It On? End Poverty by 2030  World Bank JIm KIM: we need to start a movement to end poverty .. social movements that have a huge impact are often led by a small group of people ..the student should never doubt the ability of themselves and a small group of ;like minded people to change the world it can happen.. This has to be the next movement and if you look at all the steps that its going to take to end poverty its a pretty broad mix- and that's the great news!.. The great news is we need everybody - we need writers who can write about this, we need engineers, we need doctors, we need lawyers, we need artists, we need everyone who can capture the imagination of the world to end poverty.. There's a role- take a step back: say what is it going to take?  what part of it can I take on? how can we really make it happen?..Being part of a social movement is going to be the most exhilarating memorable thing you are ever going to do but understand how hard it is and how serious you are going to need to be about everything its going to take to get to the change you want, and then take it on- as there is nothing better you can do

next social movement summit at world bank 




Bangladesh became the first 100 million plus developing country to demonstrate that when less than 1% of people have landline phones, the national economy leaps forward if mobile access becomes universal starting with the poorest.

Affordable Access means mediating both the sharing of life critical communications and open sourcing job creating apps/microfranchises that change market's value chains.

Arguably China's Jack Ma (Ali Baba) was the first to free e-commerce for maximum jobs for previously disconnected- in Bangladesh's case first ecommerce app was designed by tech wizard linked to both MIT's grameen phone and Kenya's mpesa. This tech wizard now leads BRAC's cashless banking bkash

In terms of future models of banking brac is represented in each segment:
what used to be manual microcredit and its interface with village education and bottom-up market designs
urban regeneration banking
cashless banking ( more accurately last mile banking where instead of atm most trusted village merchants become agents of translating mobile currency into cash)
advising global banks on values
(likely to be most trusted by nanocredit and w4e partnerships)

cashless banking makes remittance processes virtual while serving cash for last mile; in developing bangladesh foreign remittances from diaspora are largest inward investment ; further most economical remittance processes from city to rural are hugely valuable in ending poverty

MIT's Dlab summit feb 2014 sponsored by Abdul Latif (Owner of Middle East Toyota Franchise) who has also just opened a water lab at MIT featured the 4th known entrepreneurial revolutionary (with Yunus, Abed, Quadirs) of Bangladesh's race to need poverty: namely Paul Polak. He has identified a top 20 last mile multinationals which bottom billion populace need most urgently.  Friends of Bangladesh are well placed in other future gamechanging sectors too -witness sal khan's peer to peer elearning (uniting medical millennials as well as maths and coding millennials)

All of mobile empowerment goes hand in hand with solar empowerment- if you have no access to electricity grid then access to solar energy is as great an economic and social advancement as mobile to communications. Moreover many villagers need solar to recharge their mobiles!

If you own the satellite which chooses what continent wide job-creating education content anyone can laptop, you need educators and milleniails aware of the future map illustrated above. If you have resources to choose partners in the world's first open learning campus, you can win-win too. Best of all if girl power, ultra poor, and millennials have first shared access to this sort of future map they can return economics  and education and open societies to designing job creating systems and peacefully advancing human sustainability of every global village....


After studying Bangladesh bottom-up system designs as my main subject over a 7 year period, I would recommend that millennials wishing to have hi-trust impacts on ending poverty in developing economies and societies test each other on these 3 system design rules first 


.1 A favorite saying of Sir fazle Abed : Small may be beautiful but in Bangladesh large scale replication is absolutely essential. He goes further in searching for potenetial microfranchise solutions requiring that they deliver the 3 E's Effectiveness , Efficiency and Expandability. If you review BRAC's 43 years of knowhow you will find at least 100 microfranchises all that have scaled to save hundreds of thosuands of lives or create hundreds of thosuands of jobs- and many of which can be analogusly replicable across borders..

 2 Loving exploration of job creating education models seems to me to be essential to any development economist worth trusting

3 Structuring intergenerational investment models around above zero-sum markets - and so sustaining compound positive impacts - cannot be achieved by anyone who makes short-term measurements. Inconveniently international aid models that depend on politicians' 4 year cycles are far too short to support  a developing peoples goals. While I dont have any political advice to offer on this issue, as an MA in statistics I  feel it reasonable to ask that public money is not spent on statistical models incapabke of mapping exponential impact. Milennials are living in an age where some digital solutions can mobilse empowerment of 10 times more health and wealth through the net genration's prime time of 2030now; we shouldnt be paying for costly metrics which are designed around assuming that such open systems/society innovation leapfrogging is not possible.

...brac's home web 1 2 3 4


About BRAC Partners

Strategic Partners

Institutional Donors

Government Alliances Corporate Alliances

Implementation Partners Knowledge Partners

Partnerships for BRAC International.


When it comnes to 1 there are lots of videos of sir fazle  where you can action learn with him. When it comes to 3) sir fazle qualified both as a chartered accountant and as an architect so while he may not so it to a grant body's face, BRAC's inner advantage may be that it has never been ordered to design something to a merchant of short-term numbers. When it comes to 2, the second massive solution sir fazle scaled at BRAC was the village montessori system at primary level. An intergenerational success metric of bangladesh is just how many families have supported their children to break through generations of illietracy. Withouth the 40000 vilage schooling of BRAC , I doubt that Banagldesh would be regarded as an end poverty benchmark and I am sure that microcredit models without interlinking childerns education systems are not the Bangladeshi way.

ABC of Do You Love Economics play the game- if you vote for a different top 10 of youth economics please rsvp chris.macrae@yahoo.couk

A is for Abed who solver the number 1 job crisis of Keynsian economists- how to end vilage poverty, and leads education systems concer5ned with youth access to this information

B is for Blecher - who created the first free university for job creators (however poor or abused their upbringing) and whose 16 yeras of partnerships are new being authorised by south africa to change whole education system to be job creating

C is for Chowdhury mobile networker of jobs for the most abused women and for forst ladues who wish to chnage value chain of fashion industry and superstars

G is for Gandhi family Lucknow who have continued nearly 90 yeqars of Gandhi-Monessori action learning with 50000 children a year- latest discovery: almost any illiterate adult can be helped to read a newspaper in 1 month! 

K is for KIm lifelong networker for bottom-up health soutoons- now helping millennials chnage world bank's investmments to be pro-youthj, bottom-up and open . August 2014 sees world bank launch Open Learning Campus for cousrea partners in job creating curricula nit in over-examination. Next young professionals youth summit - world banck 7 october 2014

Sa is for samara who launched Afroca's freedom of information satellite and is now celebrating continet-wide leearning 

So is for Soros-probably last western keynsian economist left standing and open society most concernedamong 85 richest men with more wealth than the 0% poorest 




Meta-Collaboration Entreprenurial NETGEN: BRAC 10 bookmark tourinnovation : open society  : research  : future of banking 1  2 : university : Ultra Poor Economic Dev Partnerships; Education Health ; Africa; world record book of job creators

Do Nows in celebrating Bangladesh's End Poverty Race
Mediating Youth's Dream Concepts
Systemising Open Society's replicable solutions
Biggest investment sources transform worldwide value chains
Transforming World Bank/UN- Millennials most resourced globe changers
 Bottom-up billionaires 
 interventions ;
 Open Society & iNETe
Freeing solutions of youth open source tech, borderless goods
Open source tech wizards  =most resourced alumni
IHUB & Freedom Satellite Kenya/Ethiopia- Samara
Linking in revolutions: sustainable & vocational Action Learning
Nearly 90 years of Gandhi-Montessori
Partners in south africa's job creating education -Blecher
Urgently empowering 2 majorities - more than 5% future voice
Asian Pacific Millennials
 Do You Love Pro-Youth Economics and Open Education
If worldwide youth were to be empowered by an Open Learning Campus, which 10 leaders knowhow would youth value most in action networking the human race around Keynes' primary jpb of economics- ending poverty
..ECONOMICS 10-win game, DHAKA 23rd July 2014 - WHICH 10 People could most help worldwide youth at The Open Learning Campus linkin to #2030NOW? As a Keynsian, my father Norman Macrae's 60 years of mediating economics mainly at The Economist was concerned with entreprenurial dialogues of how future systems of the net generation could be designed to end poverty. After his death in 2010, several remembrance parties were convened. For me the most exciting was a dialogue centre around Sir Fazle Abed at the Japanese Embassy in Dhaka in March 2012. This has led to resarch for the World Reacord Book of Job-Creators as this 10-win game......

WILL SIR FAZLE ABED'S BRAC BE ONE OF THE MOST PURPOSEFUL ORGANISATIONAL NETWORKS OF THE 21ST CENTURY? Its the largest and most collabortaive NGO in the world but do enough millennials know how it works?

Constructs to learn about before deciding which millennial's goals you can linkin with BRAC

Bottom-up NGO

Microfranchises, Microentrepreneurs, Colaboration Entrepreneurs

Mapping Bottom-Up Value Chain Transformation: Sector Cases, Regional Cases - Is there enough open society trust to know whether all of the blockages to a value chain being sustainable have been identified before designing a microfrancise to free peoples' livelihoods

The Opportunities and Threats that digital age"infrastructure leapfrogging" brings to what had been designed as most purspoeful "end poverty solutions" of pre-digital age 


We recommend comparing anything you learn from BRAC's architecture with Jim Kim's invitation to 25-35 yera old professional to be the most educayted, connected and caring of beings our race has ever celebrtaed  Jim Kim's 2030now invitation to millennials 

Notes from mediating search for most purposeful systems of net generation......

Helping millennials discuss this search became Norman Macrae's retirement project in 1989 after 40 years as The Economist's Keynias pro-yputh economist. The Economist's purpose was founded in 1843 as aiming to mediate an end to hunger and an end to capital abuse of youth by openly questioning the biggest decision-makers of the industrial revolution ahead of time.

Ideas we find most useful in search of purpose

Map value exchange win-wins not just round stakeholder demands but produecr constiteunts in service and knowledge networking economies- if you do this economics can compound round keynes' number 1 systems job of ending poverty by maximising interactions between people livelihhods and communities' sustainability

 Note why the question - what is the most productive livelihoods that a market sector can sustain through generations is mathematically the opposite to what can one most powerful constituent of a value exchange extract quarterly as profit from every other connector of the exchange

Value win-win within system flow and at borders of networks as systems of systems . See ideas at Father had founded entrepreneuruial revolution in 1972 after seeing stuidents test early digital learning networks. His life's exploration became how to map the alternative to Orwell's Big Brother scenario by designing net geneartion's 3 billion new jobs so as to expoentially sustain 10 times more wealth and health through inter-generational investment and celebrating death of cost of distance's borderless world of virtual livelihoods blended with how we serve people communaly next to us.

True and Future Fair auditing of Goodwill ,Ttransparency, sustainability Exponentials turns out to be vital analytical constructs if you wish to explore the most purposeful markets and networks humans are capable of weaving around millennials now. 



The problem of knowledge economies is that knowledge depends on the diversity of information sources you track and are trusted to openly evaluate. These are major biases to recall if you do study my father's future history mediating at The Economist:

 Before being mentored by Keynes at Cambridge in 1945, he spent his last days as a teenager navigating air planes over modernday Bangladesh and Myanmar; his childhood had been itinerant because his father served in as a british consul mainly in the places Moscow and Europe where the cultures of Stalin and Hitler were to compound the most horrific of intergenerational challenges. Colonisation and industrail age grabbing of natural resources was already unsustainable. Father married the scottish lawyers whose last 25 yeras of work mediated with Mahatam gandhi the legalese for India's Independence. Ironically early assignments at The Economist were to observe the birth of such post-war dreams and national helath service and Euroepan Union (Norman was only journalist at Messina). These were rushed ideas that could never sustain their wishes without next generations having to bail out  ever larger debts. The design of tv mass media as the dumbest command and control system ever added to the ,long-term destriction of western economies. The hopes were:

1 because knowhow multiplie value in use unlike consuming up tings , total transformation of media and ruling professions would be navigated by milennials

because most millennials would grow up in the east hemeisphere, worldwide youth would design productive ways to directly celebratethe 21st C as east-west collaboration centurys. Millennials' goals would need to be invested in trusting them to design the purspoes that a pre-digita lge had no chnave to innovte let alone map

online library of norman macrae-- 


 Norman Macrae's family, friends and womenuni wish to thank the following for hosting remembrance debates of Normans work

mediating the purposes of millennials and their parent investors in net generation,

and  consequences of Open Learning Campus and Open Society: 2030now, 2025, 2018, 2015

The Economist (NW) whose 175th anniversary is 2018

Muhammad Yunus (E www) whose 70th birthday wish party was celebrated in Glasgow within a month of Norman's death

Sir Fazle Abed (E www)

The Japanese Ambassador to Bangladesh (E www)

Taddy Blecher and Partners (S E www)

The Principal of Glasgow University and Adam Smith scholar networks (NW)

further invitations welcome washington dc 301 881 1655 

 Hottest debate of q3 2014: The World Bank’s Lighting Africa program clocked a 95 percent CAGR (compound annual growth rate) for solar products being sold beyond the grid in sub Saharan Africa. In Bangladesh, the wildly successful IDCOL solar program has installed 3 million solar home systems at a whopping 60% CAGR over the past decade. After much deliberation, even the dispassionate new Prime Minister of India decided against grid extension in favor of using distributed energy to meet his 2019 goal of electrifying every family.

Distributed power notes 1 Malaysia;   tell us your peoples' view for posting here


Breaking News - best for the future of youth would be if people like the folowing partnered Sir Fazle Abed and Sal Khan now- Paul Farmer, George SorosLarry Brilliant and Jeff Skoll, Taddy Blecher, Ingrid Munro, various entrepreneurs at MIT - help us hunt out more at  or rsvp
 2 meetings in the first half of 2013 with Sir Fazle in Dhaka (Feb) and Budapest (June) are included in this update

Fazle Abed- 900/1 leaders of 2010s -youth's most productive generation -main webs
As leading example of bottom-up NGO, BRAC is the world's number 1 benchmark of the 1976 search for organisational transformation (
The Economist, Entrepreneurial Revolution 25 December1976). BRAC is epicentral to progress in most millennium goal curricula - the world's largest and most collaborative NGO, and largest inventor of replicable microfranchises empowering life critical community-groiunded services. Sir Fazle as WISE's inaugural winner of the Education Oscars has more knowledge to edit into open educational formats than anyone we know (rsvp if you have other suggestions)

FREEMARKET Role - Exponentially Sustainable economics, education and life critical microfranchises - most valuable partnership connector investing in net gen's co-production of millennium goals

What would world miss without Fazle Abed?

if your worldview is rooted in happiness and freedoms of our next generation's productivity- which is where the roots of the entrepreneurial (pro-youth) capitalism emerged 9 quarters of a century ago, then you may value the optimistic pro-youth reasonings and severe contest of leadership that turned The Economist into the world's favorite viewspaper, and so the more you search the more you will probably find that brac is the net generation's most economic network of partnerships.

Reasonings The Economist used in the second half of the 20th century to value the net generation to invites us all to co--create the most productive time to be alive included:

invest youth's productivity with net gen's million times more collaboration tech in millennium goals uniting human race

want asian pacific worldwide century to be the most extraordinary region of human development between 1975-2075

trust that economics models of sectors growing at moore's law speed around multi-win sustainability investment models to those who have the most experience in such community grounded microeconomics including the Japanese and type MIT type of open educational networks

understand the media implication of what einstein, keynes and von neumann said about preventing compound risk of a borderless world in which all human productivities become ever more interconnected

BRAC's partnerships criss-cross all those sorts of reasonings in the most motivating human ways ever to have been connected into the organisational architecture if a network of 100 massively resourced win-win partners aimed at empowering community-owned service franchises round lifes most critical needs. As world bank exec Karen Spainhower says- BRAC offers any organisation with unique tech resources the chance to partner in a lab designed round innovating the most humanly valuable possibility of your technology's collaborative value.

Next youth collaboration challenges

BRAC has over 100 partners - many on projects with world-changing impacts - please mail if we haven't tabled one of your favorites


Wherever educators and economists and youth mix this can be a joyful value multiplying training exercise in net generation innovation
Make a list of trillion dollar global market sectors plus any others that are life critically important in locally sustaining community safety and health
Focus on one of the sectors that matters most passionately to the skills the people in your meet. Discuss what purpose of that sector could match worldwide youths most exciting goals to 2025 - look and see whether any of BRAC's top 100 partners is already mapping a value chain relevant to that purpose
Countdown how many of 3 billion new jobs could be collaboratively developed around the world if the purpose and suitable multi-win value chain were wholly invested in now. Consider the opportunity if investors and educators led the way thanks to banks with pro-youth economic values and universities with pro-youth economic values

Norman Macrae Foundation next steps
if we valued the future exponentially the way keynes advised, what 10 most transparent contests of futures leadership should we be posting as questions here?
example case 1 - there is a race to bank a billion people with 100 times less costly mobile cash - will who win this race may determine whether families investments thru 2010s invest in 3 billion most productive jobs of net generation - norman macrae believed so in our 1984 book on netgen and in his last articles written 2008 at age of 85 and celebrated here at The Economist's boardroom 2010

case 1 next steps - NM futures roundtables on cashless banking and netgen's 3 billion jobs have so far been celebrated: 1 The Economist Boardroom; 2 with Mandela and Branson's practiice leader of the free university movement, 3 with the Japanese Embassy and Sir Fazle Abed - can you suggest where to host 4th event in this entrepreneurial revolution world series - - DC, London, Tokyo, Paris ...


Salman Khan  - brilint as a virtual maths tutor of secondary level cousres has a ince in a world opportunity to choose content leaders of other curricula who are best for youth's futures- lets hope Sal finds Sir Fazle Abed in time to get out his life saving solutions to hundrdes of millions of youth


Sir Fazle Abed Bio Released End 2009 by BRAC celebrating Queen's New Decade Honours

This site  The Web 

This is simply a fan's web providing links to news on Fazle Abed and BRAC


December 31, 2009 · 1 Comment

For immediate release

Dhaka, December 31st, 2009.

Founder and Chairperson of BRAC, Fazle Hasan Abed, is to be knighted by Her Majesty Queen Elizabeth II for services in tackling poverty and empowering the poor in Bangladesh and more globally. Abed’s name was included in the Queen’s New Year’s Honours List released December 31, 2009.

Abed is to be appointed Knight Commander of the Most Distinguished Order of St. Michael and St. George (KCMG). He is the first person of Bangladesh origin to be honoured with a knighthood by the British Crown since 1947. Abed receives his knighthood for his work spanning four decades in education, health, human rights and social development and for bringing financial services to the doorstep of millions of the poor in an effort to eradicate poverty in Bangladesh and countries in Asia and Africa.

On receiving news of his knighthood Abed said, “I am humbled by the honour to be conferred on me. I thank my colleagues in BRAC, who are at the forefront of the struggle to eradicate poverty in Bangladesh and abroad and I share this honour with them.”

Abed is the second person in his family to be honoured with a knighthood. His grand uncle, Justice Nawab Sir Syed Shamsul Huda, was knighted by the British Crown in 1913.

A biography of Fazle Hasan Abed is in the article above. For further details please contact the following persons:

In Bangladesh please contact:
Tania Zaman, Director Chairperson’s Office, BRAC, cell: 01730013122
Bangla language media: Zia Hashan, Manager, Media Affairs, BRAC, cell: 01714242912

In the United Kingdom, please contact:
Penelope Mawson, BRAC UK, cell:               + 44 (0) 7940 705097         + 44 (0) 7940 705097

In the United States, please contact:
Susan Davis, BRAC USA, cell:               + 1- 646-239-4411         + 1- 646-239-4411

Please visit to learn more about BRAC.

Best news 1 of 2010 vote info for next 2009 goodnews connections with sustaining world , humanity and every community and child -thanks chrismacrae 31dec 2009

Bangladesh NGO head gets UK award

BBC News - ‎59 minutes ago‎
Fazle Hasan Abed - who holds dual British and Bangladesh citizenship - will be knighted by Queen Elizabeth in 2010 for services in tackling poverty. ...

being a man I can only unbiassedly vote for the 2 lovelist men in the world -

most definitely fazle abed  (fan ning)

and muhammad yunus (fans collabiration space  ning yunusasia)

 o lucky world that bangladesh exists as their twin epicentres of colaboraion partnering in sustainabiity

if we get to a sustainable globalisation (an end of poverty, a prodctive economy for 7 billion being creative peoples, a chnace of life's flow for every kid) probably more than half of the knowledge to do so will have come from networks multiplying love and microeconomics and most pursposeful organisations ever compounded around them


let's hope the 2010s has more good news like this; and if I was alowed a number 3 because education matters to me ; I would certainly need to nominate


chris macrae


I am very far behind in updating ; if brac wants to freely take over the domain name please say- meanwhile if anyne has a good news sory they want me to post there please tell me 

Researching entrepreneurship, the impact of media and the innovative potential of organisational systems for humanity became a family tradition when my father in his late teens started studying economics from an Indian correspondence course while waiting to navigate RAF planes out of Bangladesh in 1943. Neither he nor or I foresaw that the famous missing organsiational system of Entrereneurial Revolution which he started to encourage readers of The Economist to search out from 1976 -including a young Romano Prodi the Italian translator of ER - would come to be seen as Bangladesh's gift to the world.
I confess it took me 30 years - summer of 2006 - to realise system had been born in Bangladesh at about the same time as my father had asked economists and others around the world to keep an eye out searching for it. For me this does have one advantage, Over the last 3 years I have literally been exploring this system from scratch, having as grounded theory would say no wish to understand other way round systems approach through the overbearing approach of top-down macroeconomics which has clearly compounded a pathway way off course from sustainable globalisation that my father and I had mapped in our 1984 book on the opportunities and the threats of growing up during the geneeration that networked the world 
By now I have concluded that the leaders and their core teams of Grameen and BRAC are at the epicentre of everything that human beings should want to value most from entrepreneurial revolution. My first meeting with any of these extraordinary social business people came from an invitation that arrived in my email of Xmas 2007- did I want to have a 2 hour chat with Dr Muhamad Yunus to start the new year of 2008? Since then I have heekily dropeed in on Dr Yunus 11 times - 4 in bangladesh and on other occasions mainly in USA or OK. At BRAC, my research remains almost completely new. I offer the aide meoire below as a personal journey. If you would like to treat it as a semi-public wiki, please do. In other words tell me what to edit and what to add, and wherever I understand the  advice I will be most graetful for your kind interaction. chris macrae  info Washington DC tel (1) 301 881 1655

A rough connections guide to BRAC (last update september 09)



I started work on brands that do good for people back in 1976. BRAC is certainly in the top 3 of any organisation I have ever researched – probably none as such see through operation systems and such simple connections between everyone who interacts in service sectors of the most valuable kind for human and community sustainability. Why wouldn’t every top 1000 organisation with a responsibility for our future generations want to form relationships to benchmark and action learn with BRAC?






refs 1 2


Main webs  whole series of internet for poor webs of


Unlike Grameen –the other extraordinary organisation to have helped Bangladesh discover the greatest invention in the world   BRAC does not separate out dozens of separate companies and with some heroic regional exceptions (eg Afghanistan)  it has only seen itself as ready to offer worldwide advice  since 2006. Some of these new applications in Africa – eg Tanzania & Uganda are best ever seen in such a short period given true microcredit compounds on a trajectory where 7 & 14 years are ones to set heroic goals for


BRAC’s origin (1972, initial cyclone relief organisation  HELP1970) emerged as the first national NGO able to deliver disaster relief at world class levels of integrity and with compound future vision. BRAC soon became the system of choice for taking programs across rural communities to alleviate poverty and life critical crises. A breakthrough example in 1970s being the oral rehydration program:  from village to village over a several year period BRAC’s appointed taskforce trained village mothers in how to make up a homemade remedy of sugars and salts in the correct proportions without which up to 20% of infants died of diarrhea.


For Fazle Abed, it soon became a natural idea to BRAC to build whole industry sectors from the bottom up with microcredit. For example, Poultry supply chain as integrated by BRAC involves at least 4 jobs- each of which BRAC has designed with extraordinary simple innovations and each of which has become jobs that which people start up in by taking a microloan and getting the BRAC knowhow for that job – superchickens breeding of, innoculating in village, laying eggs with, transporting surplus beyond village. There are other jobs connecting this which may require brac to invest in infrastructure and employees – eg the processing of maize into chicken feed. The whole industry is owned so that people sustain good incomes at every job level.




(where I have briefly met some, I have taken liberty of adding more of their profile)


Core Staff Include


Amin – an operational genius who takes Abed’s ideas and operationalizes them


Others who have been with Abed since the 1970s include heads of statistics (Mushtaque), training, microfinance, education, administration, accounts

 Muhammad (Rumee) Ali, BRAC BankProfile from london sustainable banking conference Muhammad (Rumee) Ali has been associated with the banking industry for the last 33 years.Mr Ali started his career with Grindlays Bank in Bangladesh in 1975 which later became ANZ  Bank. He has worked in different capacities in the Indian, UK and Australian operations ofANZ Bank. In 2000, while Mr Ali was the Country Head of ANZ in Bangladesh, ANZ operations in Bangladesh were taken over by Standard Chartered, and Mr Ali continued as the CEO,Bangladesh of the combined operations of the two banks.In November 2002 he joined the central bank of Bangladesh (Bangladesh Bank) as Deputy Governor (Supervision) and joined BRAC in January 2007 as Managing Director, Enterprises and a Director of BRAC Bank Limited. He is also the Vice Chairman of the BankersAssociation of Bangladesh. 

Tania Zaman, chief of staff

Tania Zaman is Director Chairperson's Office (Chief of Staff).  In addition to assisting the Chairperson in coordinating the activities of BRAC, BRAC International and maintaining close liaison with BRAC USA and BRAC UK, she supervises Communications and Internship, Brand Management and Publication departments. She acts as the Secretary to the Governing body of BRAC and the Governing Board of BRAC InternationalTania started her career with the United Nations Development Programme in 1987 and served in Nepal, New York and Vietnam.  From 1993 to 2001 she was with the International Health Policy Program which was housed in the Human Development Vice-Presidency of The World Bank in Washington, DC.  She has spent the last 7 years in Dhaka - first as Head of Advocacy for Save the Children UK, then as technical support to the Ministry on Health's Gender Issues Office and most recently as Governance Adviser to the Netherlands Embassy. Tania has a BA from George Washington University and an M.Phil from Yale University.

USA fundraising CEO – Susan Davis –

Susan was working for the Ford Foundation in Bangladesh in the 1980s. Prior to heading fundraising and USA office of BRAC, she worked on the ashoka and jeff skoll project to make dvds of 6 world class end poverty entrepreneurs including: Bill Drayton of Ashoka, Muhammad Yunus, Fazle Abed, and founder of Transparency International Peter Eigen. Davis has an extraordinary Board of supporters which includes Ron Gryzwinski co-founder of Shorebank in Chicago and adviser at early stages on the constitutions of Grameen and BRAC’s banks.  

BRAC Governing Body Members (2008 - 2009)

Member Name


Mr.  F. H. Abed


Ms. Taherunnesa Abdullah


Ms. Shabana Azmi


Mr. Faruq A. Choudhury


Dr. Timothy G. Evans


Mr.  Kazi Aminul Huque


Mr. Syed Humayun Kabir


Dr. Ainun Nishat


Ms. Maria Otero


Mr. Latifur Rahman


Ms. Rokia Afzal  Rahman


Ms. Luva Nahid Choudhury



Mr. Shafiq ul Hassan


Dr. Mahabub Hossain

Member (ex-officio)

Mr. Muhammad A. (Rumee) Ali

Member (ex-officio

  Through its years of struggle against chronic deprivation, hunger and injustice, Bangladesh has been home to manyinnovations in tackling poverty. BRAC, a development organisation founded by Fazle Hasan Abed in February 1972,soon after the liberation of Bangladesh, has acted as both the initiator and catalyst for many such innovations andchange. Our initial focus was on assisting the refugees returning from India to their newly independent country.In 1973, we broadened our focus to long term sustainable poverty reduction. Over the course of its evolution,BRAC has established itself as a pioneer in recognising and tackling the different dimensions of poverty. Ourunique, holistic approach to poverty alleviation and empowerment of the poor encompasses a range of coreprogrammes in economic and social development, health, education, human rights and legal services as well asdisaster management. Today, BRAC is the largest southern NGO employing 120,000 people, the majority of whichare women, and reaches more than 110 million people with development interventions in Asia and Africa.Partners

 BRAC has two donors’ consortia, one each for the BRAC Education Programme and the Ultra Poor Programme. The consortia conducted their own audits and external reviews and met twice in 2007 to discuss findings. The consortia donors are the European Commission, Department for International Development (UK), Embassy of the Kingdom of the Netherlands (EKN), CIDA (Canada), NOVIB (the Netherlands), AusAID (Australia), NORAD (Norway) and the World Food Programme (WFP).

Founder Fazle Abed 

News & Connections Searches Bill Clinton who CGI awarded Fazle Abed its main honor: Fazle Hasan Abed attended the Clinton Global Initiative (CGI) White Oak retreat from March 4- 6. CGI's strategic planning retreat at White Oak was an exclusive gathering for 50 distinguished global leaders and experts from business, civil society, and the public sector to work with the CGI team to develop the priorities and goals for CGI and their members in 2009. It was a preparation for the Fifth Anniversary CGI Meeting this September.

The participants of the meeting included William Jefferson Clinton, 42nd President of the United States and Founding Chairman of Clinton Global Initiative, Justin Yifu Lin, Senior Vice President and Chief Economist of the World Bank, Margaret McKenna, President of The Wal-Mart Foundation, Dr. James Mwangi, Managing Director and Chief Executive of Officer of Equity Bank Limited, Pamela Passman, Corporate Vice President of Microsoft Corporation among others. The Clinton Global Initiative 2009  (CGI) is pleased to announce special Annual Meeting programming on the topic of Investing in Girls and Women. President Clinton and CGI members have shown an ongoing interest in this important issue, which cuts across the global challenge areas of education, energy and climate change, global health, and poverty alleviation, and also provides an entry point into CGI’s four Action Areas – Harnessing Innovation for Development, Financing a Sustainable Future, Developing Human Capital, and Strengthening Infrastructure

Approximate sayings by Fazle Abed


Small may be beautiful but for Bangladesh large scale is absolutely essential

 Social Business =  commercially viable organisation organically linked to poverty alleviation and one whose surplus benefits the organisation rather than shareholders 

One of our early breakthroughs came from Paulo Freiere. . Without his ideas we would have assumed that teaching meant an instructor imparting knowledge, instructing people. Freiere’s idea is teaching literacy and conscientiizing people at the same time. He gave us the idea that knowledge can be created through discussion, action and reflection, and so BRAC’s whole idea of training changed. That was the first connection from training to conscientization.

  Speeches by Fazle Abed

Speeches by Fazle Hasan Abed:


1. "The Complementary Role of Civil Society Organisations in Government" - This speech was delivered by Fazle Hasan Abed at the launch of the South Asia Human Development Report, 1999, in Dhaka on September 19, 1999.

2. Lecture: Development - This lecture on development was delivered by Fazle Hasan Abed at the University of Amsterdam, The Netherlands on October 11, 1999.

3. Speech: BRAC University - This speech was delivered by Fazle Hasan Abed at the inauguration of BRAC University in Dhaka on June 16, 2001

. Let me conclude by reciting what the great Chinese philosopher Confucius had said about knowledge and development two and a half thousand years ago.


            When knowledge is extended.

                        the will becomes sincere.

            When the will is sincere.

                        the mind is correct.

            When the mind is correct.

                        the self is cultivated.

            When the self is cultivated,

                        the clan is harmonized.

            When the clan is harmonized,

                        the country is well governed.

            When the country is will governed,

                        there will be peace throughout the land.

BRAC University's advisory committee and those who have contributed to the University's preparatory phase. In this connection, I should like to convey my grateful thanks to:


Mr. Faruq A. Choudhury, Adviser BRAC

Mr. M. Syeduzzaman, former Finance Minister

Prof. Derek Bok, former President of Harvard University

Prof. Lincohn Chen of Rockefeller Foundation

Mr. Francis Sutton of Ford Foundation

Prof. Hafiz G. A. Siddiqi of North South University

Dr. Riaz Khan, formerly of BRAC and

Dr. David Fraser, former President of Swarthmore College

I am grateful to them.

Here I also wish to recall with deep gratitude the guidance that was initially provided by the late Professor David Bell of Harvard University whose recent passing away has been a great loss to us.

Interviews of Fazle Hasan Abed:

1. Interview with Fazle Hasan Abed: The Daily Star. - This interview with Fazle Hasan Abed appeared in The Daily Star, a Daily Bangladeshi newspaper on
April 9, 1999.

2. Interview with Fazle Hasan Abed: RESULTS. - This interview with Fazle Hasan Abed was taken by RESULTS during one of Abed’s visits to the
United States

3. Interview with Fazle Hasan Abed: New Age. - Through the Eyes of Fazle Hasan Abed: Soldiering Development all the Way. - This interview with Fazle Hasan Abed appeared in the daily Bangladeshi newspaper New Age on
August 27, 2004

4. Interview with Fazle Hasan Abed: IFPRI forum. - Chairperson's interview in IFPRI forum (Volume I, 2009)

FORUM: BRAC has recently expanded to several countries in Africa. In what ways do lessons from your experiences in Bangladesh apply and not apply in the African context?

Abed: The key elements of BRAC's approach to comprehensive rural development and poverty alleviation are piloting in response to an emerging challenge; learning, adapting and innovating from the experience; and scaling up to achieve national-level impact. BRAC believes in flexibility in operations, attention to detail, learning from mistakes, necessity for change, continuous training for capacity enhancement of staff, and sensitivity to local cultural values and customs. These principles and values have been helpful guides in BRAC operations outside Bangladesh. The ground realities within which BRAC's approach evolved are widespread poverty, governance failure, the uncertainties and frustrations of post-conflict political environments, deep inequities, weak and missing markets that fail to serve the poor, and unnecessary and preventable deaths. Despite complex differences across countries and cultures, we felt our experiences of working with the poor in these realities and the relatively lower cost of using experienced Bangladeshi staff for training locals at the initial stage of replication gave us an edge over many organizations working in international development.

Before we started work in
Africa, we went to Afghanistan in 2002. By 2005, we were inspired by our ability to adapt the BRAC approach to Afghan ground realities, by the positive response from local leaders and people, and by the rapid expansion of operations within a short span of time. We felt that we may have something to offer from our combined experiences in Bangladesh and Afghanistan to further energize and accelerate poverty-alleviation efforts in other countries of the South. It is this spirit of South-South camaraderie that drives and underpins our overseas work.

The African context itself is widely varied. We work in relatively stable and growing economies such as
Uganda and Tanzania. We also work in post-conflict countries with their own diverse complexities, such as Southern Sudan, and recently in Liberia and Sierra Leone. Our entry point is the microfinance program, which allows us to build the outreach and the community-level social infrastructure on which we build other activities in healthcare services and agriculture. Making an impact at the national level is one of the core objectives driving our work in Africa. With the strong track record of our work in Bangladesh and Afghanistan, our willingness and ability to adapt and deliver, and the strong support of many top leaders in African countries as well as of donor agencies, civil-society leaders, and think tanks in developed countries, we feel that we can create effective pro-poor  evelopment and an alliance with a southern core.

FORUM: BRAC has participated in partnerships with the private sector. What kids of innovations do you see emerging from the private sector? How can the private sector be more engaged in reaching the poor in ways that benefit both business and the poor?

Abed: BRAC has never shied away from entering into the private-sector domain as a pro-poor actor, to create more secure and rewarding links between the market and the livelihoods of the poor. This has led BRAC to venture into many frontier-market developments that create backward and forward linkages to the enterprises of the poor. BRAC experiments in high-risk ventures have sometimes shown the private sector ways to invest in a new area.

For instance, when BRAC started introducing highyielding poultry as an enterprise for poor women borrowers, it soon became apparent that a timely supply of quality day-old chicks was a major constraint, which led BRAC to set up hatcheries that are run commercially.

Another constraint was high-quality poultry feed; that led BRAC to engage in marketing imported hybrid maize seeds, and setting up feed mills. A whole system of logistics management had to be woven around these enterprises to connect to the poultry business of the poor. This is why at BRAC we like to refer to our commercial enterprises as ‘program-support enterprises.’ Such an approach to building viable private-sector enterprises as a pro-poor actor with the explicit aim of poverty alleviation requires an innovative structure of ownership and governance. The private sector’s partnership with NGOs is driven mainly by two factors: commercial and regulatory compliance. The most important issue that stands in the way of a meaningful and sustainable partnership is the fact that markets do not attach any premium to “socially responsible” behavior by corporations. This results in traditional private-sector actors concentrating mostly on financial parameters and compliance, which is rewarded by the market. The real potential of a meaningful and sustainable partnership will perhaps emerge from NGOs pioneering sustainable businesses that fulfill a social need and the private sector partnering to bring in core competencies in terms of innovations in products, processes, and financial discipline. This will create efficiencies that will ensure longer-term sustainability.

BRAC’s investment in BRAC Bank Limited (BBL), which focuses on creating access to finance for small and medium enterprises, can be seen as an example. BBL started as a closely held company, with BRAC, Shorecap (a U.S.-based investment company), and the IFC as sponsors. Shorecap, which has experience in this sector, and BRAC, which has a strong background in financing microenterprises, leveraged their synergies to the benefit of BBL. Today, BBL is a public limited company that is considered a pioneer and a role model in the field of smalland medium-enterprise financing.

Articles by Fazle Hasan Abed:

1. "The Emergence and Present Status of NGOs in Bangladesh: A BRAC Perspective" - This article by Fazle Hasan Abed appeared in The Weekly Holiday on December 2, 2002

2. "Bangladesh: Realities of People's Lives" - This article by Fazle Hasan Abed appeared in The State of the World's Children, 1988, a UNICEF publication

Selected publications

Some of Abed's selected publications are:

1. “Promoting Popular Participation: Some Issues”, in: Participatory Development and the World Bank: Potential Directions for Change, Washington, D.C., The World Bank, 1992.

2. “Coping with Disasters: From Diarrhea to Cyclone”. In K.M. Cahill (ed.): A Framework for Survival, New York, Basic Books and Council on Foreign Relations, New York, 1993.

3. “Household teaching of ORT in rural Bangladesh”, Assignment Children (New York), volume 61/62 (UNICEF), 1993.

4. “Social mobilization for EPI in Bangladesh”: In: M. Haq. (ed.) Near Miracle in Bangladesh, University Press Ltd., Dhaka, 1991 (Co-author).

5. “Credit for the rural poor: The case of BRAC in Bangladesh.” Small Enterprise Development: Vol-2, No.-3, 1991.

6. “Controlling a forgotten disease: using VHWS for tuberculosis control in rural Bangladesh”, Bulletin of the IUALTD, 1991 (Co-author).

7. “Oral dehydration therapy: a community trial comparing the acceptability of home made sucrose and cereal-based solutions”, Bulletin of World Health Organisation, 1991 (Co-author).

8. "Role of NGOs in international health". In: M. Reich and E. Marui (eds.): International Cooperation for Health, Auburn House Publishing Company, Dover, Massachusetts (USA), 1989 (Co-author).

9. "Scaling up in health: two decades of learning". In: J. Rohde et. al. (eds.): Reaching Health for All, Delhi, Oxford University Press, 1991 (Co-author).

10. From Disaster to Development, University Press Ltd., 1992 (Co-editor).

11. "Demystifying the control of tuberculosis in rural Bangladesh". In: JM Grange and J. Porter (eds.) Tuberculosis – An interdisciplinary Perspective, London, Imperial College Press, 1999 (Co-author).

Board Appointments

Abed currently holds the following board appointments:

• 2005 – Commissioner, UN Commission on Legal Empowerment of the Poor (CLEP)

• 2002 - Global Chairperson, International Network of Alternative Financial Institutions (INAFI) International

• 2001 - Chairman, Board of Directors, BRAC Bank Limited

• 2001 - President, The Governing Board of BRAC University

• 2000 - Chairman, Governing Body, BRAC

• 1998 - Member, Policy Advisory Group, The Consultative Group to Assist the Poorest (CGAP), The World Bank, Washington, DC

• 1994 - Member, Board of Trustees, Centre for Policy Dialogue (CPD), Dhaka

• 1993 - Chairperson, Ain O Salish Kendra (ASK), a human rights organisation

• 1992 - Chairman, NGO Forum for Drinking Water Supply & Sanitation

• 1990 - Chairman, ‘Campaign for Popular Education’ (CAMPE), an NGO network on education

Awards Received

The fact that Abed has turned his large organisation, with an annual budget of US $ 436 million, 78% self-financing, speaks of his financial acumen and superb management skills. In recognition of his services to society Fazle Hasan Abed has received numerous awards and recognition both nationally and internationally, including:


• The Ramon Magsaysay Award for Community Leadership (1980)

• Unesco Noma Prize for Literacy (1985)

• Alan Shawn Feinstein World Hunger Award (1990)

• Unicef's Maurice Pate Award (1992)

• Doctorate of Laws from Queen's University Canada (1994)

• Olof Palme Award (2001)

• Social Entrepreneurship Award by the Schwab Foundation (2002)

• Gleitsman Foundation Award (2003)

• Honorary Doctorate of Education, University of Manchester, UK (2003)

• Gates Award for Global Health (2004)

• UNDP Mahbub ul Haq Award for Outstanding Contribution in Human Development (2004)

• Palli Karma Shahayak Foundation (PKSF) Lifetime Achievement in Social Development and Poverty Alleviation (2007)

• Henry R. Kravis Prize in Leadership (2007)

• Doctorate of Humane Letters, Yale University (2007)

All his colleagues at BRAC, he likes to point out, share these honors with him.

Glimpses of his lifelong efforts, success and achievements can be gleaned from the citations of some of the awards and recognitions that Abed has received:

The Ramon Magsaysay Award for Community Leadership: “in recognition of his organisational skill in demonstrating that Bangladesh solutions are valid for needs of the rural poor in his burdened country.”

The Olof Palme Award of Sweden: “his pioneering work in combating poverty and empowering the poor, especially women. This has been done by initiating and developing BRAC into one of the world’s largest NGO.”

Queen’s University (Canada): “dedicated to improving the quality of life for the landless poor of rural Bangladesh, Abed transmits values to an army of selfless dedicated young men and women working tirelessly in difficult environment of rural villages to realize a dream for their nation.”

University of Manchester: “People around the world who are trying to understand poverty and how it might be reduced, turn to Mr. Abed who has not only built an organisation but also has been creating useful knowledge and disseminating ideas…. If you want to know the state of the art in providing sustainable microfinance and services to poor and how to reach and assist the ultra poor or how to help oppressed women achieve their human rights, you have to look at BRAC, its ideas and its systematic approach to learning from experience.”

Gates Award for Global Health (2004): “BRAC has done what few others have – they have achieved success on a massive scale, bringing life-saving health programmes to millions of the world’s poorest people,” said Bill Gates, co-founder of the Bill & Melinda Gates Foundation. “They remind us that even the most intractable health problems are solvable, and inspire us to match their success throughout the developing world.”

UNDP Mahbub ul Haq Award for Outstanding Contribution in Human Development 2004: “Fazle Hasan Abed is being recognised for his extraordinary achievements in helping the rural poor to combat hunger, disease and illiteracy on a massive scale”.

Henry R. Kravis Prize in Leadership 2007: “Today’s outstanding leaders in the not-for-profit arena also possess many of the same skills required of the most effective entrepreneurs in the for-profit business world. The Kravis Prize was established to celebrate their vision, boldness, and determination. Fazle Abed is such a leader."

Yale University: "With single-minded determination, you have given the poor the means to achieve economic independence, always demonstrating respect for the dignity of every citizen. Your organisation is now offering hope for developing nations throughout the world."


  Fazle Abed

Born in 1936 in Bangladesh, Abed was educated in Dhaka and Glasgow Universities. The 1971 Liberation War of Bangladesh had a profound effect on Abed, then in his thirties, a professional accountant who was holding a senior Corporate Executive's position at Shell Oil in Chittagong. The war dramatically changed the direction of his life. In the face of the brutality and agony of war, the comforts and perks of a Corporate Executive's life ceased to have any attraction for him. As the then East Pakistan was under virtual occupation, Fazle Hasan Abed left his job and went to London to devote himself to Bangladesh's War of Independence. There, Abed helped initiate a campaign called Help Bangladesh to organise funds for the war effort and raise awareness in the world about the genocide in Bangladesh.


The war over, Abed returned to the newly independent Bangladesh to find the economy of his country in ruins. Millions of refugees, who had sought shelter in India during the war, started trekking back into the country. Their relief and rehabilitation called for urgent efforts. Abed decided to initiate his own by setting up BRAC (formerly Bangladesh Rural Advancement Committee) to rehabilitate returning refugees in a remote area in a northeastern district of Bangladesh. This work led him and his organisation BRAC into dealing with the long-term task of improving the living conditions of the rural poor. This experience strengthened Abed’s belief that the poor cannot be expected to organise themselves on their own because of economic insecurity, illiteracy and general lack of confidence. The process of social mobilisation, he felt, must be accompanied by measures to remove these handicaps. Hence, his policy was directed to help the poor develop their capacity to manage and control their own destiny. Thus Alleviation of Poverty and Empowerment of the Poor emerged as BRAC's primary objectives.


In a span of only three decades, BRAC grew to become the largest Non-Governmental Development Organisation (NGO) in the world in terms of the scale and diversity of its interventions. As BRAC grew, Abed ensured that it targeted the landless poor, particularly women in rural Bangladesh, a large percentage of whom live below the poverty line with no access to resources and to whom the fruits of conventional development do not even trickle down.

BRAC now works in more than 69 thousand villages of Bangladesh covering over an estimated 110 million poor people in the field of income generation, health care, population control, primary education for children and the like. Abed felt that in the face of the enormity of Bangladesh's problems BRAC had to think big and act on a large canvas. Thus from as early as the early eighties, BRAC worked on a national scale, for example, in reaching oral-rehydration therapy to 13 million homes in a country where diarrhea used to take tens of thousands of lives every year.


Abed looks at poverty from a holistic viewpoint. He believes that poverty has to be viewed not only in terms of insufficient income or an absence of employment opportunities but also as a complex syndrome that manifests itself in many different forms. In Abed's multidimensional poverty reduction approach, there is no single anti-poverty panacea and therefore, a range of interventions, often at large scales, comprises BRAC programmes. He also strongly believes that poverty cannot be eradicated without the reconstruction of gender role in the society. Empowerment of women is thus a precondition for sustainable poverty alleviation. Abed has been promoting a development culture with women at the forefront of all activities, be it micro-credit, health, or education. As a result, about 6 million women have so far been organised into over 180,000 groups called Village Organisations. These form the base of multifaceted programmes initiated by BRAC. The logic of these programmes is the creation of an 'enabling environment' in which the poor can participate in their own development and in improving the quality of their lives. BRAC has so far disbursed over US $ 3,900 million as micro-credit to 5 million people, mostly women, with a recovery rate of 98.7%. In 1985, BRAC’s Social Development Programme, Human Rights and Legal Services component was introduced through which women are educated about their legal rights and laws pertaining to family, marriage, and inheritance. Members also participate in a specially designed saving scheme, which provides old age financial security.


BRAC's health programme emanates from Abed's deep concern about disease and malnutrition that, he firmly believes, are major contributing factors to poverty. Brac provides preventive, curative and rehabilitative health services to the rural poor and lessons learned over the years have enabled BRAC to restructure the programme to cope with demands of national priority and policy. BRAC's Health Programme now touches the lives of about 100 million people in Bangladesh.


Based on his conviction that education is a basic human right and is essential to eliminate poverty, BRAC started its Non-formal Primary Education Programme in 1985 with 22 one-room room primary schools with 30 students in each school. By now over 3.7 million children from poor families have graduated from BRAC primary schools and at present over 1.5 million children, over 65% of whom are girls, are studying in the 52,000 BRAC primary and pre-primary schools spread all over Bangladesh.


Many of the innovations pioneered by BRAC in education as well as in health, poverty eradication and rural development have been replicated in many developing countries. Impact study of BRAC programmes shows a consistent improvement in the quality of life of the rural poor. There is a new-formed confidence in rural Bangladesh based on knowledge and enlightenment, and the frequently experienced conditions of famine and epidemics now have become things of the past. Responding to societal needs Abed’s recent projects include the BRAC University (BU), which was launched in April 2001. BU was set up not only to impart knowledge, but also to act as a center of excellence in knowledge creation through research that connects with practice. BRAC University has recently established the James P. Grant School of Public Health, another initiative of Abed, which aims to provide higher education of the highest quality in the field of public health by utilising local resources as a field laboratory for experiential teaching and learning. In order to strengthen the public sector, Abed has also established the Center for Governance studies at BRAC University, which offers a Masters programme in Governance and Development for mid-level civil servants.


Among the commercial ventures under Abed’s vision, the BRAC Bank, inaugurated in 2001, functions as a full-fledged commercial bank. It strives to promote broad-based participation in the Bangladesh economy by increasing access to economic opportunities for all individuals and businesses with a special focus on Small & Medium Enterprises (SME). Other commercial ventures include Aarong - a retail outlet and Brac Dairy and Food Project. Where member borrowers could face market failures, BRAC juxtaposed itself in order to institute better linkages between consumers and poor rural producers. For instance Aarong, a successful brand name in Bangladesh today, markets the products of rural artisans; the BRAC Dairy was established to offer a fair price to BRAC members who had invested their loans in cows and were facing barriers at the local markets. The profits from these commercial ventures are plowed back into BRAC’s core development fund.


In 2002, BRAC went international. Abed realised that BRAC’s early experience in post-war reconstruction of Bangladesh could be put to good use in order to help a war-ravaged Afghanistan. It registered as a foreign NGO in Afghanistan to rebuild the ancient country that had sustained decades of conflict and war. Since then BRAC has expanded to 24 out of 34 provinces, modifying and designing programmes to fit the specific needs of the Afghan people. BRAC has also established the BRAC Afghanistan Bank, a full service commercial bank with a special focus on the Small and Medium Enterprise sector. In 2004 BRAC also registered as a foreign NGO in Sri Lanka to help the country back on its feet after its east coastal provinces were virtually destroyed by the devastating Tsunami.


BRAC After the successful introduction of BRAC’s international initiatives in Afghanistan and Sri Lanka, BRAC launched its development programmes in eastern Africa in June 2006. BRAC has started programmes in Tanzania and Uganda and has been registered in Southern Sudan. BRAC will introduce its unique integrated development approach for poverty reduction in these countries by incorporating health, water and sanitation components along with micro-finance schemes.


Constantly evolving, experimenting, and expanding, BRAC is a symbol of determination and dynamism. Bangladesh still suffers from poverty and disease, but BRAC remains steadfast in its commitment to help people fight back. Indeed marked improvements have also been noted in Bangladesh. The economy has grown by more than 5% a year over the last ten years, the number of people living in poverty has dropped 20%, the literacy rate has doubled, infant mortality has been cut by more than half, and life expectancy has risen by 13 years. In all of this BRAC’s contribution is undeniable.


With a strong underpinning of an orderly but decentralised system, Abed transmits values to more than 100 thousand dedicated women and men of his organisation who work tirelessly in the difficult rural environment and urban slums of Bangladesh. Firmly committed to improve the conditions of the poor, Abed and his organisation have been fighting the long, hard and sustained battle against all that afflict the impoverished millions in Bangladesh from malnutrition to child mortality, unemployment to population growth, from illiteracy to social injustice. The success of BRAC's efforts can be attributed to the very people it serves, their resilience and resourcefulness in the face of unbelievable odds. In Abed's words, “Civilisation is not of a few great individuals---it is the cumulative actions of all people together, great and small”.

Three and a half decades on, BRAC staff and members still look to Abed for more groundbreaking innovations and unique, visionary ideas and Abed is still insatiable in his thirst for “doing more.” As he has said in an interview in 2004, “If I were thirty-five now instead of sixty-eight, I would do so many other things that I haven’t done...Now at the twilight of my life, I feel that I must complete all the things that I have started.”


The BRAC Governing Body consists of sixteen members. They are highly distinguished professionals, activists and entrepreneurs who are elected to the Governing Body and bring their diverse skills and experience to the governance of BRAC. Four meetings of the Governing Body and an Annual General Meeting of the General Body was held in 2008.

BRAC Governing Body Members (2008 - 2009)

Member Name


Mr.  F. H. Abed


Ms. Taherunnesa Abdullah


Ms. Shabana Azmi


Mr. Faruq A. Choudhury


Dr. Timothy G. Evans


Mr.  Kazi Aminul Huque


Mr. Syed Humayun Kabir


Dr. Ainun Nishat


Ms. Maria Otero


Mr. Latifur Rahman


Ms. Rokia Afzal  Rahman


Ms. Luva Nahid Choudhury



Mr. Shafiq ul Hassan


Dr. Mahabub Hossain

Member (ex-officio)

Mr. Muhammad A. (Rumee) Ali

Member (ex-officio


Sideway references:

From sustainable banking conference

Hari BhambraSenior Partner, Praesidium LLPHari Bhambra is a Senior Partner at Praesidium LLP. Praesidium is accredited by theprestigious SII to offer the Islamic Finance Qualification and the DIFC Rules and Regulations.Mrs Bhambra was part of the development and drafting team of both the FSA (London) andDFSA (DIFC). She drafted parts of both regulatory structures including the development ofthe supervisory philosophy of both regulators.She was the architect of the DIFC Shari’a Systems Regulatory Model and the key driver of the1st Mutual Recognition model for cross border flows of Shari’a compliant capital marketproducts. She is the author of the DIFC Guide to Islamic Finance and is also a member of theDIFC Islamic Finance Advisory Council (IFAC). Mrs Bhambra received her commercial trainingat top Investment bank Goldman Sachs International, London.She is a Postgraduate in Law and she received her LLB Hons (2:1) from the University of EastLondon, her LLM (Merit) from University College London and her Diploma in Legal Practicefrom the prestigious College of Law, London. She has authored many articles on IslamicFinance and speaks on the subject at events held across the globe. She receives Shari’a

tuition from scholars in Egypt

Sunday, August 24, 2014

BRAC -can we benchmark the 3 safest job creating banking value chains a nation's people have ever empowered

Our goal -and we need a lot of help to get there : one day to have 3 khan academy style introductions to the 3 safest banking systems ever designed by and for the people in terms of locally secure job creation and savings. Note how none of these banks aim to trap people in debt; all are about the real economy (as Adam Smith or Keynes would map it) of seeking to compound improviement in peoples' livelihoods and supporting communities from the bottom-up

Bank 1 - redesigned a market - eg chickens- so that every job microfranchose in the market was sustainable. Once the value chain's redesign is transparent, banks for the credit and saving needs for each type of microfranchise. Became a national leader for the whole market sector- not to extract profits but to sustain jobs for those rural people (particularly vilage mothers who were also the greatest investors on their children who had never had a sustainable livelihood before


Bank 2 - city brnaches targeting first of all 2 knds of customers- urban regeneration, those young people who had come from the village to make a livelihood in city and to remit back to poorer parts of their family.  Bank 2 cold become a national player understanding every aspect of banking but kept its purpose gravitate by being the founding member of global banks with values - a network of banks concerned with community an dpeople renewal


Bank 3 cashless banking - cashless banking apart from last mile has at least 90% lower record-keeping costs. Its value chain redesign can be about reaching a billion previously unbanked people - unbamked wither because their savings came in too small amounyts or there was no last mile infrastructore. Typically these poeple dont have electricity - so for cash they want trusted local merchants not automatic telling macines. While the first model for this type of value chain transformation was kemnya's mpesa; BRAC enjoys links with wizard tech design as mpesa , and its opportunities as the largest connector of every kind of rural poverty alleviation make bkash's evolution diferent in scope and choice from mpesa

sample of better than cash research 

Kenya has raised interesting question - in future which has more leverage if you dont quite have enough of it to startup- energy,mobile connectivity, cash- some of the biggest colaboration movements are more focused on crediting cobile connecetivity - than even cash - note how eg nanocredit has reachged 100 million poorest in 3 yeras whereas it took moicrocredit 13 and then that is disputed in terms of how much of that 100 million got the real microcredit invented in bangladesh 


BRAC Bangaldesh provides a benchnark for this - but first note each of its 3 redesigns of banking value chains were launched over 10 years apart. Timing was very important, as was the connection with every other value chain system BRAC redesigned or bu=iolt from scartch in its pursuit of poverty alleviation which began in Bangladesh vilages 12 mionths after the nation was born. At a time wgen government bneither had structure nor resources to offer public service torural  regions of bangladesh without any communications 

6:16 am edt 

Saturday, August 23, 2014

21 C


If you are a parent of a millennial passing through 12th grade 2014-2015 later, do you really think your nation has a future for them if it is run by:


  • banks that are too big to fail and 
  • universities that are designed around highest cost examination certiificates not job creating livelihoods?


Perhaps we need to review whether we parents are investing trust in millennials' goals. Did we spend the last quarter of the 20th Century designing capital to invest in next generation livelihoods or were we pied pipered into extracting profit and loss of sustainability? Which market sectors were driven by improving livelihoods of next generations and which were designed so that our generation destroyed the future of the place we asked our millennial children to come of age in? washington dc 301 881 1655

PS You can assess the gap between where we re today, and where The Economist's curriculum of Entrepreneurial Revolution 1975-1984 projected millennials futures if freedom and happiness by and for the people is TO BE a place's worldwide aim. 


20 freedomsRepliesLatest Activity
10:09 am edt 


Futures people value trusting most

W =Women related links

H = Health 

Y=Youth particularly 25-35 year old professionals -links 1 2  3  4

B =Banking

E= Energy



21= 21st century humanity wants  


Bangladesh became the first 100 million plus developing country to demonstrate that when less than 1% of people have landline phones, the national economy leaps forward if mobile access becomes universal starting with the poorest.

Affordable Access means mediating both the sharing of life critical communications and open sourcing job creating apps/microfranchises that change market's value chains.

Arguably China's Jack Ma (Ali Baba) was the first to free e-commerce for maximum jobs for previously disconnected- in Bangladesh's case first ecommerce app was designed by tech wizard linked to both MIT's grameen phone and Kenya's mpesa. This tech wizard now leads BRAC's cashless banking bkash

In terms of future models of banking brac is represented in each segment:
what used to be manual microcredit and its interface with village education and bottom-up market designs
urban regeneration banking
cashless banking ( more accurately last mile banking where instead of atm most trusted village merchants become agents of translating mobile currency into cash)
advising global banks on values
(likely to be most trusted by nanocredit and w4e partnerships)

cashless banking makes remittance processes virtual while serving cash for last mile; in developing bangladesh foreign remittances from diaspora are largest inward investment ; further most economical remittance processes from city to rural are hugely valuable in ending poverty

MIT's Dlab summit feb 2014 sponsored by Abdul Latif (Owner of Middle East Toyota Franchise) who has also just opened a water lab at MIT featured the 4th known entrepreneurial revolutionary (with Yunus, Abed, Quadirs) of Bangladesh's race to need poverty: namely Paul Polak. He has identified a top 20 last mile multinationals which bottom billion populace need most urgently.  Friends of Bangladesh are well placed in other future gamechanging sectors too -witness sal khan's peer to peer elearning (uniting medical millennials as well as maths and coding millennials)

All of mobile empowerment goes hand in hand with solar empowerment- if you have no access to electricity grid then access to solar energy is as great an economic and social advancement as mobile to communications. Moreover many villagers need solar to recharge their mobiles!

If you own the satellite which chooses what continent wide job-creating education content anyone can laptop, you need educators and milleniails aware of the future map illustrated above. If you have resources to choose partners in the world's first open learning campus, you can win-win too. Best of all if girl power, ultra poor, and millennials have first shared access to this sort of future map they can return economics  and education and open societies to designing job creating systems and peacefully advancing human sustainability of every global village. 

10:00 am edt 

Friday, August 22, 2014

lessons on designing a developing country';s health care system from nothing

Bangladesh villages from 1971 became a network (of potential public-private-villager partnership labs) in designing life critical service systems starting with nothing

 please post us the simplest learning pieces for doing this such as thise below- and lets try and summarise the patterns:

maternal and infant health is a most valuable focus to start with especially where many soutions depend on communal training of vilage mothers by and with a health servant as vilages most trusted connector- the job description of this person does not need to be the most qualified nurse or medic in the world- and indeed where you have no electricity etc many of the machines that world leading nurses are taught to use dont exist locally!  if you think through this but update today's mobile connectivity that bangladeshi vilages were the first in poorest worlds to experiment with, nearly 100 million girl power jobs could be grown around the world by designing nearly free nursing colleges - brac, grameen, partbers in health, khan academy are some of the leading networks joining in that race




Oral Rehydration


 Oral Rehydration. In humid poor countries, one out of 5 infants die  from extreme diarrhea unless mothers know about oral rehydration- mixing boiled water, sugar and salts in the correct proportion. The mother who applies this cure in time save lives. OR is a life-saving cure with virtually no cost to serve but requiring knowhow networking of 100% of village mothers

Para-health servants - BRAC's first scaled village network.  


Infant Nutrition

Extra ref

The Economist's most cheerful chart in world

Y A k Sa


Crop Sci: Borlaug

Nippon Inst BRAC

 Infant nutrition, the sustainable economist's other passion from birth. Medical experts know that the nutrition an infant gets during the first 1000 days determines not only health prospects of the being but physical brain development. Yunus solution- vegetable garden (especially carrots) linked into each 60 women's banking centre. Infant nutrition first non-financial Social Business in 1980 and first global sb partnership 2005


Mobilising Global Healthcare - Opportunity & Risk


In 1984 The Economist surveyed would global healthcare get 3 times more costly and bust many nation's next generations, or 3 times less costly. 1996 becomes crossroads when Yunus is first to bring mobile phones to villages and identify mobile medical as most economical app. We'll continue review of 20th C pre-digital health innovations before guide to millennials digital empowered medical opportunities


Grassroots healthcare network programs started pre-digital


 bottom-up programs for healthcare-start with brac 20th C catalogue : Essential HealthCare; Maternal, Neonatal and Child Healthcare, Alive & Thrive - nutrition, Tuberculosis control program,  Malaria Control Program; // case yunus's tens of thousands of womens centres weekly identification with 16 decision culture




Also see BOP evolution to Paul Polak;s top 20 bottom up multinationals

Best in class example of fully worked through microfranchise- end needless blindness with 10 times more productive cataract surgery format. Life work of indian eye surgeon and connection of larry brilliant expert networks. Most durable of medical bottom-of-pyramid models spotted by CK Prahlad


Ending plagues


See also africa free satellite -samara motivated by infonets to minimise spread of hiv

Larry Brilliant is medic who tracked last case of small pox in pre-digital era. Since then he was first ceo of and now brings his disaster prevention network designs to skoll foundation - key system ILAB (eg Cambodia)


xThe Economist. Saturday, 28 April 1984.

Pages 23,24. Vol 291, issue 7339.

 hunting out 25-35 year olds who want to do most good in medical practice area is an urgent millennial's search at

9:44 am edt 


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